If you are looking to invest in IPO with Stoxkart then UPI is the best process. Here is the step by step process to apply for IPO online with Stoxkart.
Visit the Stoxkart website and login with your Stoxkart account.
Go to Apply IPO option
Select the IPO, you want to invest in from the open IPO window.
Place IPO bid containing bid quantity, lot size, price, etc.
Accept the UPI mandate on your BHIM UPI App that will block your application money.
Wait till IPO allotment, if you get shares then the amount will be debited from your account, otherwise, you will get a refund of the same.