Compare 3 Brokers
Report List Back <<

Top 10 Best Performing Floater Fund


Explain Floater Debt Funds

Floater Funds are Debt Funds. They invest funds where they get a variable or floating interest rate. A floater fund invests in bonds and debt instruments whose interest payments fluctuate with an underlying interest rate level. Where fixed-rate investment will have a stable, predictable income.

The biggest advantage of a floater fund is its lowest impact on change in interest rates. The floater funds give better returns when the interest rate is rising.

Asset Allocation

65 to 100% of assets are parked under floating securities (Included fixed-rate securities converted to floating exposures). (low to medium risk profile). 0 to 35% of assets are parked under fixed-rate debt securities. (medium risk profile). 0 to 10% of assets are allocated to REITs [Real Estate Investment Trust] and InvITs [Infrastructure Investment Trust] (medium to high-risk profile).

Benefits of Floater Debt Funds

  • Return Floater Debt Funds are stable funds and average return is 5 to 7 % in 1 yrs time the return is better than bank FDs and deposit.
  • Moderate Low Risk Asset is moved between Fixed and floated rate debt and Money Market instruments, depending on Interest rate changes.
  • Investment Horizon Floater Debt Funds are for Short term Investment Horizon which is between 3 to 6 months.
  • Tax Floater Debt Funds are Debt Funds. You need to pay short team capital gain when invested for up to three-year window. Short team gains are added to the income and taxed at the income tax slab applicable to the investor. The long team gain calculated when the investment is done for more than 3 years; LTCG is 20% with indexation benefit.
  • Cost Compare to Equity or Hybrid fund, Debt fund has low expense ratio. Transaction charges between 100 to 150 need to pay on and above Rs 10000 investment.
  • Exit Load Charges Nil as Liquid Funds.

Consideration of Floater Debt Funds

  • Macroeconomic factors like Inflation, Interest rate, Global Liquidity & Capital Flows, GDP a& fiscal Consolidation are few other factors that also affect the Floaters funds.

Start SIP, Direct MF Investment

Name 

 Phone 
Email   State 
City   

FAQs

  1. 1. Who can invest in Floater Debt Funds?

    These funds suit to

    1. Investors who are looking for steady returns and liquidity over the near short term.
    2. Investors looking to enhance their returns from conventional fixed income avenues like banks, FDs, post office deposits and bonds etc.
    3. Investors who are looking to diversify their fixed income portfolio.

     

     

  2. 2. Why to invest in Floater Debt Funds?

    Floater Debt Funds invest in high-quality portfolio (100% AAA & equivalents). Aims to capture yield movement in the short end of the curve. Generates tax-efficient returns if invested more than 3 Yrs benefits from indexation.

     

     


Disclaimer: We personally suggest you to start SIP, so you can average your NAV. The above list is not a recommendation of funds, nor does it claim to the only correct way to rank funds. Please check the complete risk document of Mutual Funds and their current exposure to market before doing your investment.

Last updated on 29-Jul-21


More Mutual Fund reports ...List of all reports
  1. Top 10 Stock Brokers in India
  2. Top 10 Full Service Brokers in India
  3. Top 10 Stock Broking Companies in India
  4. Top 10 Discount Brokers in India
  5. Top 10 Best Performing Growth Fund
  6. Top 10 Best Performing Fund of Funds Overseas
  7. Top 10 Best Performing GOLD ETFs
  8. Top 10 Best Performing Mutual Fund Houses by AUM
  9. Top 10 Best Performing Medium Duration Fund
  10. Top 10 Best Performing Other ETFs
  11. Top 10 Best Performing Floater Fund
  12. Top 10 Best Performing Fund of Funds Domestic
  13. Top 10 Best Performing Small Cap Fund
  14. Top 10 Best Performing Liquid Funds
  15. Top 10 Best Performing Index Funds
  16. Top 10 Best Performing Retirement Fund
  17. Top 10 Best Performing Childrens Fund
  18. Top 10 Best Performing Gilt Fund
  19. Top 10 Best Performing ELSS
  20. Top 10 Best Performing Sectoral and Thematic Fund
  21. Top 10 Best Performing Focussed Fund
  22. Top 10 Best Performing Value Fund
  23. Top 10 Best Performing Large and Mid Cap Fund
  24. Top 10 Best Performing Multi Cap Fund
  25. Top 10 Best Performing Mid Cap Fund
  26. Top 10 Best Performing Large Cap Fund
  27. Top 10 Best Performing Long Duration Fund
  28. Top 10 Best Performing Medium to Long Duration Fund
  29. Top 10 Best Performing Short Duration Fund
  30. Top 10 Best Performing Money Market Fund
  31. Top 10 Best Performing Low Duration Fund
  32. Top 10 Best Performing Ultra Short Duration Fund
  33. Top 10 Best Performing Overnight Fund
  34. Top 10 Best Performing Dynamic Bond
  35. Top 10 Best Performing Credit Risk Fund
  36. Top 10 Best Performing Corporate Bond Fund
  37. Top 10 Best Performing Banking and PSU Fund
  38. Top 10 Best Performing Balanced Fund
  39. Top 10 Best Performing Arbitrage Fund
  40. Top 10 Best Performing Conservative Hybrid Fund
  41. Top 10 Best Performing Dynamic Asset Allocation or Balanced Advantage Fund
  42. Top 10 Best Performing Equity Savings Fund
  43. Top 10 Best Performing Aggressive Hybrid Fund
  44. Top 10 Best Performing Income Fund
  45. Top 10 Best Performing Mutual Funds







Translate topsharebrokers.com: