Standard Chartered Personal Loan

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Personal loans are designed to fulfil the personal dreams and wishes of the applicant or to pay during an emergency. Therefore, Standard Chartered Personal Loan is for such individuals seeking finance to fund their personal expenses.

Standard Chartered Personal Loan Details

Standard Chartered Bank Personal Loan is excellent for those who require large amount loan to meet their personal expenses as it offers loan up to Rs 30 Lakhs for the period up to 5 years at an interest rate starting at 11.99% p.a. Be it a dream holiday, marriage, renovation of home, child's education, or buying the latest gadgets, Standard Chartered Personal Loan can fulfill all the dreams as well as needs. The bank has simplified the process of loan by providing the feature of the online application, so that the applicant may know that if he is eligible for loan or not.

Standard Chartered offers flexible repayment tenure up to 60 months so that one can pay EMI in small ratios also, which will not affect the other day-to-day financial requirements.

Standard Chartered Personal Loan Information

Standard Chartered Personal Loan provides easy loan within 4-7 days with interest 11.99% p.a. onwards. Below table gives the complete details of Personal Loan.

    Standard Chartered Personal Loan Details
    Loan Category: Personal Loan
    Loans Offering: Personal Loan, Holiday Loan, Medical Loan, Home Renovation Loan
    Loan Type: Unsecured personal loan
    Interest Rate: 11.99% p.a. onwards
    Processing Fee: Upto 3% + applicable tax
    Approval Process: Both online and offline
    Minimum Income Requirement: ₹20,000
    Loan Approval Timing: 4-7 days
    Minimum Loan Amount: ₹1 Lakh
    Maximum Loan Amount: ₹30 Lakh
    Minimum Loan Period: 12 months/ 1 year
    Maximum Loan Period: 60 months/5 years
    Type of Interest Rate: Fixed interest
    Interest Charging Method: Reducing balance method

Standard Chartered Personal Loan Eligibility Criteria

There are eligibility criteria set by Standard Chartered Bank for their personal loan:

    Standard Chartered Personal Loan Details
    Salaried Employees Yes
    Salaried Doctors Yes
    Employees of public and private limited companies Yes
    Government sector employees including Public Sector Undertakings, Central and Local bodies Yes
    Loan for Pensioners No
    Loan for Existing Customers Yes
    Self-Employed Yes
    Selected Corporate No
    Other Criteria NA
    Minimum Age 23 years
    Maximum Age 58 years at the maturity of loan
    Minimum Income Requirement ₹20,000

Standard Chartered Personal Loan Strengths/Advantages

  • Higher loan amount compared to its competitors.
  • Fast track loan processing from the online method.
  • Zero prepayment charges.

Standard Chartered Personal Loan Weaknesses/Disadvantages

  • Higher interest rates compared to other competitors.

Request call back from Standard Chartered Personal Loan

Standard Chartered Personal Loan Products & Services

Standard Chartered Bank offers the following products and services:

  • Personal Loan

  • Standard Chartered Bank Personal Loan gets instant approval when applied online. The loan is available for salaried as well as self-employed individuals to accomplish their personal needs. Person can buy any gadget, travel to a dream destination, renovate a house without providing any collateral security. The loan is available for 60 months at an interest rate starting 11.99% p.a.

  • Medical Loan

  • An emergency can knock door any time without providing any prior notice, and for that, you should be ready. So, when you need funds for your medical expenses, you can take a personal loan from Standard Chartered Bank for the amount ranging in between Rs 1 Lac to Rs 30 Lac.

  • Travel Loan

  • Standard Chartered Bank personal loan is available at low-interest rates without providing any security or guarantor. The loan helps to handle all the expenses including flight tickets, staying and food expenses, etc. so that you can enjoy your travelling with no worry.

  • Top-up Loan

  • Any individual who is existing personal loan customer can apply for top-up and the amount is provided on his/her credit score, regular EMI payment, etc.

Standard Chartered Personal Loan Feature

Standard Chartered Personal Loan offer various services, please find below the list of features offered by the vendor.

    Standard Chartered Personal Loan Details
    Personal Loan Yes
    Wedding Loan No
    Education Loan No
    Home Renovation Loan Yes
    Two Wheeler Loan No
    New Car Loan No
    Used Car Loan No
    Travel Loan Yes
    Medical Loan Yes
    Top Up Loan Yes

Standard Chartered Personal Loan Charges

Here is the detail charge list for Standard Chartered Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Standard Chartered Personal Loan processing.

    Standard Chartered Personal Loan Details
    Co-Applicant Allow No
    Income Criteria Yes
    Collateral Requirement No
    Pre Approved Credit Limit NA
    Foreclouser Charges Nil
    Loan Foreclouser Conditions NA
    Bounce Charges NA
    Bounce Charges Self Employed NA
    Late Payment Penalty NA
    Duplicate NOC Charges NA
    Stamp Duty Charges Applicable as per the respective State's Stamp Act
    Instrument Swapping Charges NA
    Loan Cancellation Charges NA
    Stamp Duty Charges Applicable as per the respective State's Stamp Act
    Loan Rebooking Charges NA
    Statement Of Account Charges NA
    Duplicate Repayment Schedule NA
    EMI Payment Mode Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque
    Overdue Payment Mode NA
    Hidden Charges NA

Standard Chartered Personal Loan Customer Care Details

  • Customer Support Email - NA
  • Customer Support Toll Free No - NA
  • Customer Support Chat Facility - Yes
  • Customer Support Whatsapp Number - NA

Standard Chartered Personal Loan Calculator and Download Links

    In this section we have listed all important links related to Standard Chartered Personal Loan.

    Standard Chartered Personal Loan Details
    Banks NA
    Charges Information NA
    Personal Loan Eligibility Calculator Link NA
    Personal Loan EMI Calculator Link Personal Loan EMI Calculator Link
    Education Loan EMI Calculator Link NA
    Car Loan EMI Calculator Link NA
    Product Demo Link NA
    Website Link Website Link
    Android App Downlaod Link Android Mobile App Download
    iOS App Downlaod Link iOS Mobile App Downlaod

Standard Chartered Personal Loan Application Process Details

    For new customers:

    • Head to the official link from your web browser link or signup into your Standard Chartered Bank mobile application > Personal Loan > Apply Online
    • Fill your mobile number & DOB or PAN Card details registered with Standard Chartered Bank and you will get an OTP.
    • After logging in to the account with OTP, enter the desired loan amount.
    • You have to upload the required documents, such as PAN Card and address proof.
    • As you get loan approval, the funds will be disbursed to your account.

    For existing customers:

    • Head to the official web link to apply for Standard Chartered Bank Personal Loan by logging into your account.
    • All your documents are already available with the bank as you have an account with them.
    • Enter your basic details, such as your Name, Email ID and Phone number, and submit the form.
    • Standard Chartered Bank customer representative will call you for the loan.

Standard Chartered Personal Loan Documents Requirements

Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. The complete list of documents you can keep ready for your loan application.

    Standard Chartered Personal Loan Details
    Age Proof Copy of Passport/Driving License/Aadhar Card
    Address Proof Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card
    Identity Proof Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card
    Income Proof for Salaried Emp Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement
    Income Proof for Self Emp IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Apply for Instant Personal Loan

Do you know you could opt for personal loan from your mobile? Now taking personal loan is very easy. Oue expert team compare top personal loan service in India to help in getting personal loan with minimum paperwork.

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Last Updated on 2021-01-07T11:48:07+00:00

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