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Shriram City Union Finance Ltd offers its personal to such customers who do not get a loan from any banks or other financial institutions. The loan is available to all the salaried and self-employed individuals based on their credit score and ability to pay EMIs.
Shriram Finance Ltd provides small and medium amount personal loan facility to everyone. The loan is transparent without any hidden fees, processed quickly and does not require any collateral. This amount can be utilized for any of the personal purposes such as a wedding, business expansion, travelling, studies, and so on. The personal loan by Shriram Finance is available for flexible tenure starting from 12 months to 36 months at an interest rate starting @11.99% p.a.
Shriram Finance Personal Loan provides easy loan within 48 hours with interest 11.99% p.a. onwards. Below table gives the complete details of Personal Loan.
Shriram Finance Personal Loan | Details |
---|---|
Loan Category: | Personal Loan |
Loans Offering: | Personal Loan |
Loan Type: | Unsecured personal loan |
Interest Rate: | 11.99% p.a. onwards |
Processing Fee: | Up to 2.5% + GST |
Approval Process: | Both online and offline |
Minimum Income Requirement: | NA |
Loan Approval Timing: | 48 hours |
Minimum Loan Amount: | ₹50,000 |
Maximum Loan Amount: | ₹30 Lakh |
Minimum Loan Period: | 12 months |
Maximum Loan Period: | 36 months |
Type of Interest Rate: | Fixed Interest Rate |
Interest Charging Method: | Reducing balance method |
There are eligibility criteria set by Shriram Finance Ltd for their personal loan:
Shriram Finance Personal Loan | Details |
---|---|
Salaried Employees | Yes |
Salaried Doctors | Yes |
Employees of public and private limited companies | Yes |
Government sector employees including Public Sector Undertakings, Central and Local bodies | Yes |
Loan for Pensioners | No |
Loan for Existing Customers | Yes |
Self-Employed | Yes |
Selected Corporate | No |
Other Criteria | NA |
Minimum Age | 18 years |
Maximum Age | 59 years at the time of maturity of loan |
Minimum Income Requirement | NA |
Products and services offered by Shriram Finance under Personal loan head:
Shriram City Finance Limited offers its personal loan starting from Rs 50,000 to Rs 30 Lakh with an interest rate starting from 11.99% p.a. This loan can be used for any of the personal purposes including education of self or children, travel, medical or any other personal expenses.
Shriram Finance Personal Loan offer various services, please find below the list of features offered by the vendor.
Shriram Finance Personal Loan | Details |
---|---|
Personal Loan | Yes |
Wedding Loan | No |
Education Loan | No |
Home Renovation Loan | No |
Two Wheeler Loan | No |
New Car Loan | No |
Used Car Loan | No |
Travel Loan | No |
Medical Loan | No |
Top Up Loan | No |
Here is the detail charge list for Shriram Finance Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Shriram Finance Personal Loan processing.
Shriram Finance Personal Loan | Details |
---|---|
Co-Applicant Allow | No |
Income Criteria | Yes |
Collateral Requirement | No |
Pre Approved Credit Limit | NA |
Foreclouser Charges | 4.5% on the outstanding amount |
Loan Foreclouser Conditions | Permissible only after 6 months |
Bounce Charges | ₹1,000 at every bounce cheque |
Bounce Charges Self Employed | ₹1,000 at every bounce cheque |
Late Payment Penalty | NA |
Duplicate NOC Charges | At actual |
Stamp Duty Charges | As per laws |
Instrument Swapping Charges | ₹1,000 |
Loan Cancellation Charges | NA |
Stamp Duty Charges | As per laws |
Loan Rebooking Charges | NA |
Statement Of Account Charges | Nil |
Duplicate Repayment Schedule | NA |
EMI Payment Mode | Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque |
Overdue Payment Mode | NA |
Hidden Charges | NA |
In this section we have listed all important links related to Shriram Finance Personal Loan.
Shriram Finance Personal Loan | Details |
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Banks | NA |
Charges Information | Link |
Personal Loan Eligibility Calculator Link | NA |
Personal Loan EMI Calculator Link | Personal Loan EMI Calculator Link |
Education Loan EMI Calculator Link | NA |
Car Loan EMI Calculator Link | NA |
Product Demo Link | NA |
Website Link | Website Link |
Android App Downlaod Link | Android Mobile App Download |
iOS App Downlaod Link | NA |
For new customers:
Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. The complete list of documents you can keep ready for your loan application.
Shriram Finance Personal Loan | Details |
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Age Proof | Copy of Passport/Driving License/Aadhar Card |
Address Proof | Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card |
Identity Proof | Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card |
Income Proof for Salaried Emp | Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement |
Income Proof for Self Emp | IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years |
Last Updated on 2021-03-04T22:04:05+00:00