Ad www.AngelOne.in
FREE Account Opening + Zero AMC Fees* + MutualFund SIP1
FREE Equity Delivery and MF
Flat ₹20/trade Intra-day/F&O
Ad www.AngelOne.in
The increasing cost of living does not let you meet your other needs except for your daily needs. Therefore, Manappuram Personal loan provides you with a loan up to ₹ 5 Lakh for 5 years at an interest rate of 13.00% p.a.
A car, a home or a holiday at your favourite place, who doesn’t want all that! It was not easy to get all these few years back because of lack of funds but now Manappuram Finance Limited has come up with a personal loan which makes all of these easy. Manappuram Personal loans are making it possible for everyone to borrow money for any kind of requirement.
Manappuram collateral-free loan is available at flexible tenure for up to 5 years with an interest rate starting at 13% p.a. You may repay the amount by equated monthly instalments (EMI) or as per any other agreed-upon repayment schedule.
Manappuram Finance Personal Loan provides easy loan within 48 hours with interest 13.00% p.a. onwards. Below table gives the complete details of Personal Loan.
| Manappuram Finance Personal Loan | Details |
|---|---|
| Loan Category: | Personal Loan |
| Loans Offering: | Personal Loan |
| Loan Type: | Unsecured personal loan |
| Interest Rate: | 13.00% p.a. onwards |
| Processing Fee: | Up to 2% + GST |
| Approval Process: | Both online and offline |
| Minimum Income Requirement: | ₹20,000 |
| Loan Approval Timing: | 48 hours |
| Minimum Loan Amount: | ₹50,000 |
| Maximum Loan Amount: | ₹5 Lakh |
| Minimum Loan Period: | 12 months |
| Maximum Loan Period: | 60 months |
| Type of Interest Rate: | Fixed Interest Rate |
| Interest Charging Method: | Reducing balance method |
There are eligibility criteria set by Manappuram Finance for their personal loan:
| Manappuram Finance Personal Loan | Details |
|---|---|
| Salaried Employees | Yes |
| Salaried Doctors | Yes |
| Employees of public and private limited companies | Yes |
| Government sector employees including Public Sector Undertakings, Central and Local bodies | Yes |
| Loan for Pensioners | No |
| Loan for Existing Customers | Yes |
| Self-Employed | Yes |
| Selected Corporate | No |
| Other Criteria | NA |
| Minimum Age | 23 years |
| Maximum Age | 60 years at the time of maturity of the Personal Loan |
| Minimum Income Requirement | ₹20,000 |
Personal Loan products and services offered by Manappuram Finance Limited:
Manappuram Personal Loan is available for salaried and self-employed, either professional or non-professional at an interest rate of 13.00% p.a. The loan amount can be used for any personal requirements, including home renovation, medical, travel expenses, etc. The loan is easily available just by providing the required documents for the flexible tenure of up to 5 years.
Manappuram Finance Personal Loan offer various services, please find below the list of features offered by the vendor.
| Manappuram Finance Personal Loan | Details |
|---|---|
| Personal Loan | Yes |
| Wedding Loan | No |
| Education Loan | No |
| Home Renovation Loan | No |
| Two Wheeler Loan | No |
| New Car Loan | No |
| Used Car Loan | No |
| Travel Loan | No |
| Medical Loan | No |
| Top Up Loan | No |
Here is the detail charge list for Manappuram Finance Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Manappuram Finance Personal Loan processing.
| Manappuram Finance Personal Loan | Details |
|---|---|
| Co-Applicant Allow | No |
| Income Criteria | Yes |
| Collateral Requirement | No |
| Pre Approved Credit Limit | NA |
| Foreclouser Charges | NA |
| Loan Foreclouser Conditions | NA |
| Bounce Charges | NA |
| Bounce Charges Self Employed | NA |
| Late Payment Penalty | NA |
| Duplicate NOC Charges | At actual |
| Stamp Duty Charges | As per laws |
| Instrument Swapping Charges | NA |
| Loan Cancellation Charges | NA |
| Stamp Duty Charges | As per laws |
| Loan Rebooking Charges | NA |
| Statement Of Account Charges | Nil |
| Duplicate Repayment Schedule | Nil |
| EMI Payment Mode | Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque |
| Overdue Payment Mode | NA |
| Hidden Charges | NA |
In this section we have listed all important links related to Manappuram Finance Personal Loan.
| Manappuram Finance Personal Loan | Details |
|---|---|
| Banks | NA |
| Charges Information | Link |
| Personal Loan Eligibility Calculator Link | NA |
| Personal Loan EMI Calculator Link | NA |
| Education Loan EMI Calculator Link | NA |
| Car Loan EMI Calculator Link | NA |
| Product Demo Link | NA |
| Website Link | Website Link |
| Android App Downlaod Link | Android Mobile App Download |
| iOS App Downlaod Link | NA |
For new customers:
Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. The complete list of documents you can keep ready for your loan application.
| Manappuram Finance Personal Loan | Details |
|---|---|
| Age Proof | Copy of Passport/Driving License/Aadhar Card |
| Address Proof | Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card |
| Identity Proof | Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card |
| Income Proof for Salaried Emp | Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement |
| Income Proof for Self Emp | IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years |
Last Updated on 2021-03-04T22:43:03+00:00
