Fullerton India Personal Loan

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Fullerton India Personal Loan offers attractive interest rates starting at 12.99% p.a. You can check Fullerton India Personal Loan status, eligibility, interest rate and other charges. You can apply for the loan online and offline and get a loan up to Rs 25 Lakh.

Fullerton India Personal Loan Details

Fullerton India, a leading financial provider of the country offers its personal loan to salaried and self-employed for the loan amount ranging between Rs 25,000 to Rs 25 Lakh. The eligibility of your loan amount depends on the number of factors including your age, net monthly income, existing financial obligations, etc. Fullerton India Personal Loan amount serves multiple purposes such as wedding, travel, child’s education, vacation, medical emergency, any big-ticket purchase, home repair and debt consolidation also.

The company offers flexible loan along with flexible payment tenure of up to 60 months. The loan will be approved within minutes after documentation and scrutinizing the credit history.

Fullerton India Personal Loan Information

With Fullerton India Personal Loan you can apply for loan just in 24 hours with 12.99% p.a. onwards. Below table gives the complete details of Personal Loan.

    Fullerton India Personal Loan Details
    Loan Category Personal Loan
    Loans Offering Personal Loan, Marriage Loan, Holiday Loan, Medical Loan, Home Renovation Loan
    Loan Type Unsecured personal loan
    Interest Rate 12.99% p.a. onwards
    Processing Fee Between 0% - 6% of the loan amount
    Approval Process Both online and offline
    Minimum Income Requirement ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi)
    Loan Approval Timing 24 Hours
    Minimum Loan Amount ₹25,000
    Maximum Loan Amount ₹25 Lakh
    Minimum Loan Period 12 months/ 1 year
    Maximum Loan Period 60 months/5 years
    Type of Interest Rate Fixed Interest Rate
    Interest Charging Method Reducing balance method

Fullerton India Personal Loan Special Feature Details

    • Elite personal loan: Fullerton India offers a loan which suits your lifestyle and matches your goals to provide maximum ease. The loan is available to customers with a monthly income of Rs 75,000 and has a CIBIL score of at least 750. The salaried persons should be working at the current position for at least 6 months. They can get loan starting from Rs 8 Lakh to the maximum amount of loan up to Rs 25 Lakh.
    • Women personal loan: Fullerton India women personal loan offers them instant loan approval with online accounts access and preferential interest rates. The Nari Shakti Personal Loan for Women offers loan amount up to Rs 25 Lakh so that one can achieve their dreams without being dependable.

Fullerton India Personal Loan Eligibility Criteria

There are eligibility criteria set by Fullerton India for their personal loan:

    Fullerton India Personal Loan Details
    Salaried Employees Yes
    Salaried Doctors Yes
    Employees of public and private limited companies Yes
    Government sector employees including Public Sector Undertakings, Central and Local bodies Yes
    Loan for Pensioners No
    Loan for Existing Customers Yes
    Self-Employed Yes
    Selected Corporate No
    Other Criteria The minimum yearly profit after tax set based on profession/industry for Self-employed
    Minimum Age 21 years old when you apply for a loan
    Maximum Age 65 years at the time of loan maturity
    Minimum Income Requirement ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi)

Fullerton India Personal Loan Strengths/Advantages

  • High quantum of the loan amount.
  • Provide seasonal offers to customers.
  • Offering a debt consolidation loan.

Fullerton India Personal Loan Weaknesses/Disadvantages

  • High loan processing fees compared to other companies.

Request call back from Fullerton India Personal Loan

Fullerton India Personal Loan Products & Services

Fullerton India offers the following products and services under the personal head loan are:

  • Wedding loan

  • Wedding is one of the most auspicious occasions of your life and you want it to be grand with the spread of food, designer wedding attire, candid photography, etc. Make Fullerton India your financial partner and create beautiful moments that you will cherish for a lifetime. Fullerton India offers personal loan for wedding and helps you in making your special day more memorable.

  • Home improvement loan

  • Get your living space best improvements without dipping your savings or look for home equity. Fullerton India home renovation loan is a perfect solution for renovating your loan. It carries low-interest rates so you can ensure that it does not act as a financial burden. This loan helps in upgrading your kitchen, your living room furniture or even changing bathroom fittings.

  • Holiday loan

  • Refresh your life and gear up for new adventures with Fullerton India Travel loan. This loan covers all your travel expenses whether you are a solo traveller or planning a family vacation. With this loan, you can visit your dream destination anywhere in the world without having to worry about immediate finances.

  • Emergency loan

  • Some emergencies never give notice but also need instant funds. For such emergencies, including medical emergencies, Fullerton India offers emergency loan where you can get up to Rs 25 Lakh. With this fund, you can choose the best medical treatment without worrying about the bills.

  • Debt consolidation loan

  • Fullerton India debt consolidation loan offers its customers to pay off all other liabilities and consumer debts and only need to pay to Fullerton rather than paying to different companies at different interest rates.

Fullerton India Personal Loan Feature

Fullerton India Personal Loan offer various services, please find below the list of features offered by the vendor.

    Fullerton India Personal Loan Details
    Personal Loan Yes
    Wedding Loan Yes
    Education Loan No
    Home Renovation Loan Yes
    Two Wheeler Loan No
    New Car Loan No
    Used Car Loan Yes
    Travel Loan Yes
    Medical Loan Yes
    Top Up Loan No

Fullerton India Personal Loan Charges

Here is the detail charge list for Fullerton India Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Fullerton India Personal Loan processing.

    Fullerton India Personal Loan Details
    Co-Applicant Allow No
    Income Criteria Yes
    Collateral Requirement No
    Pre Approved Credit Limit NA
    Foreclouser Charges 7%
    Loan Foreclouser Conditions 7 to 17 EMIs fully paid
    Bounce Charges Rs 300
    Bounce Charges Self Employed Rs 300
    Late Payment Penalty 2% of overdue EMI per month calculated on a daily basis for both salaried and self employed personal
    Duplicate NOC Charges NA
    Stamp Duty Charges Rs 500
    Instrument Swapping Charges Rs 500
    Loan Cancellation Charges Rs 5,000 (loan cancelled before first EMI)
    Stamp Duty Charges Rs 500
    Loan Rebooking Charges NA
    Statement Of Account Charges NA
    Duplicate Repayment Schedule NA
    EMI Payment Mode Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque
    Overdue Payment Mode NA
    Hidden Charges NA

Fullerton India Personal Loan Customer Care Details

  • Customer Support Email - [email protected]
  • Customer Support Toll Free No - 18001036001 (Timings: 9.00 a.m. to 7.00 p.m.) (Monday to Saturday excluding public holidays)
  • Customer Support Chat Facility - No
  • Customer Support Whatsapp Number - NA

Fullerton India Personal Loan Calculator and Download Links

Fullerton India Personal Loan Application Process Details

    For new customers:

    • Head to the official link from your web browser: Link or signup into your Fullerton India mobile application > Personal Loan > Apply Online
    • Fill your mobile number & DOB or PAN Card details registered with Fullerton India and you will get an OTP.
    • After logging in to the account with OTP, enter the desired loan amount.
    • You have to upload the required documents, such as PAN Card and address proof.
    • As you get loan approval, the funds will be disbursed to your account.

Fullerton India Personal Loan Documents Requirements

Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. Bleow is the complete list of documents you can keep ready for your loan application.

    Fullerton India Personal Loan Details
    Age Proof Copy of Passport/Driving License/Aadhar Card
    Address Proof Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card
    Identity Proof Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card
    Income Proof for Salaried Emp Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement
    Income Proof for Self Emp IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Apply for Instant Personal Loan

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Last Updated on 2020-05-26T06:46:02+00:00


Fullerton India Personal Loan FAQs

  1. 1. What is Fullerton India Personal Loan disbursement time?

    Fullerton India disbursed its personal loan within 24 hours if the applicant’s eligibility and documents are proper and correct.

     

     

  2. 2. What is Fullerton India Personal Loan closing process?

    Fullerton India allows pre-closure of personal loan after 6 EMI's at a penalty of 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil. Foreclosure charges/ pre-payment penalties shall not be charged on all floating rate term loans sanctioned to individual borrowers.

     

     

  3. 3. How to check & download Fullerton India Personal Loan statement?

    The company will send you the statement of the personal loan every month on your registered email ID. You can also access by logging into Service Connect, sending an email at [email protected], contacting them on the toll-free number 1800 103 6001, or sending a request through the chatbot Dia.

     

     

  4. 4. How to check IndusInd Bank Personal Loan status?

    A person who applied for a personal loan with IndusInd bank can check the status by calling its toll-free number 18002090061. You can also directly check up your personal loan application status by visiting the branch you apply.

     

     

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