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T-Bills: T-Bills are for less than one year and part of buy in discount and sell at a premium, so you need to pay short-term capital gain (STCG) on this as per applicable slab rate.
Bonds: Interest income credited to your bank account every 6 months, so it is considered as income from other source so tax need to pay as per your tax slab.
In case of any appreciation in the bond price, it is considered a capital gain. Long-term (LTCG) is 10% flat or 20% with indexation. If G-Sec are held for more than 3 years, it's come under LTCG, if less than 3 year then it's STCG.
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Zerodha Trade@20
